We’re all looking to green our lives as much as we can, and if we can save money into the bargain too - then that’s all to the good. As we head into retirement and our senior years, making the most of our money is even more important. Many people are switching to solar power to help them save the environment and their bank balances too.
Retirees investing in solar power might want to think about using a lower risk option for solar power, but the gain is that by installing, monetarily you’ll get consistent and increasing returns which are similar to the sorts of returns that are associated with stocks and bonds. However, you won’t get the volatile and unpredictable results you sometimes can from investing in those markets.
Here are the benefits of investing as you start to think about retiring.
Save money on your bills
OK, so an obvious point to start with, but it can’t be overstated. Yes, there’s an initial outlay to kit your home out - but after that your electricity bill will either be drastically reduced or cut totally, depending on your use. That money can be put to other good uses. Think about the holiday you always wanted, or the extra income it will give you to spend on your family and loved ones.
Your house value could increase
An investment in something like solar power could mean that the value of your property increases. There are studies to show that many buyers are willing to pay more for a house that has seen fit to invest in solar power to conserve energy and reduce household expenditure in the long run. As more and more people learn about the benefits of solar power and seek to invest themselves, you’ll know you’ve done the right thing.
Long term solar can generate income for you
Some states have a market for something called solar renewable energy certificates, so you could potentially earn money for selling them. Another point to consider is that there are some utilities that will offer production-based incentives. These are handy because they will pay you for the electricity your panels create.
It stops energy company price hikes on your bills
Solar power will of course protect you against any future price hikes on your energy bills. If you use solar panels to generate your own power, you’ll make huge savings and not be at the mercy of huge conglomerates who push their prices up every year. In 2015 alone figures show that some companies increased their prices by as much as 9%. Keeping energy bills constant is one thing less to worry about!
Any money you make from solar power isn’t taxable
Unlike the returns you see from more traditional investments, your returns from solar come in the form of savings, rather than a fixed income - unless you’re using solar renewable energy certificates. This means they are not subject to taxation.
Going green at home isn't really that difficult. In fact, it is one of the first steps we should take towards living a more sustainable lifestyle. Through technological advances, people are living longer and more people are being born. While that is definitely a good thing, it also means there is more competition for the earth's resources.
There is only so much space, food and water to go around. That is why we must start living as sustainably as we can today. This includes reducing waste and conserving and/or reusing resources in your home. It is also about non-toxic living. What seems like a sacrifice today, may be critical for tomorrow--so, don't wait.
Another great thing about going green at home is this is often the more frugal option. We can all play our part in cleaning the air, preserving the natural landscape and reducing landfill waste. Here are 10 DIY ways to go green at home.
Commercial detergent leaves a lot to be desired. They come with a host of chemicals that can pollute the water supply. In addition, there is an unnatural fragrance that lingers on your clean clothes. This includes dryer sheets and liquid fabric softener; many are rated high for toxicity or simply unregulated. Instead of washing with potentially toxic detergents use something natural or make your own.
2. Add low-flow showerheads and faucets
You really don't need that much water to get clean. In fact, some people argue that it actually isn't even that healthy to shower everyday. You strip your body of its natural oils, leaving your skin dry. You then try to replace those oils with chemical-filled lotions.
It just doesn't make sense. Unless you're sweating in the sun all day, you really only need to shower once a day. If you can shower every other day, even better. So, replace your showerheads and faucets with low-flow covers. These can certainly be worth your while if you have leaky and outdated faucets.
3. Reuse washing machine parts
When your washing machine is ready to give up, you probably won't even be able to repair it. But, don't toss it all out just yet. You can still use the drum. It has eyelets around the rim where you can add wheels and a lid for a top. Then, place a comfy cushion on the surface. Now, you have a moving and futuristic-looking ottoman. It can also be used for storage of blankets, toys and more. You can replace the cushion anytime you like. It's also as comfortable as any store-bought ottoman.
4. Turn off all of your lights at night
Unless you have trouble with vision, you really don't need any lights on at all. This helps to conserve energy and usage out of your lightbulbs. You don't want to have to replace lightbulbs every week because they are being overused. The world only has so much power to go around. There are increasing numbers of resources competing for that power. Do your part by turning all of the lights off.
5. Grow your own vegetables
You can use pots, a soil bed or even mason jars. It can be a traditional vegetable garden or pots of herbs. Nonetheless, growing your own food helps to reduce your carbon footprint.
6. Use your pet to power your cell phone
If you have a hamster, you can be sure it likes its exercise. This is why there is the hamster wheel. Well, you can attach a small generator to your hamster wheel and connect it to your phone charger. Every two minutes your hamster spends on its wheel gives you around 30 minutes of talk time. Your hamster gets its daily dose of exercise, and your phone gets charged.
7. Replace windows
You can lose a lot of energy through your windows. If you're heating up your home, the heat can leak out through your windows. Then, you have to use a higher heat setting just to make up for it. As a result, you pay more in energy costs. Instead, consider installing double-paned windows. If those aren't in your budget, storm windows can also be used.
8. Get a programmable thermostat
You don't even need an electrician to help you. The benefits of a programmable thermostat is they regulate your heating and cooling spending. Most of them also come with a built-in energy saving program. In addition, you can customize it to represent your schedule. You don’t need to cool or heat your home all day.
9. Wash in cool water
Unless water is boiling, it doesn't have more hygienic benefits than cool water. In fact, a study by Vanderbilt University showed that cold water has the same hygienic benefits as hot water. Yet, hot water takes more energy to maintain. So, switch to cold. Water is water.
10. Use cloth instead of paper
You don't have to use paper to clean up every mess, you can use cloth. They are cost effective and reusable. You can even make rags out of old towels and t-shirts. The same is true of napkins, you can use cloth instead of paper versions. Just maintain and wash them.
Going green is not difficult, daunting or expensive. Many of the tips above are quite easy and inexpensive. Moreover, it doesn't take much time to change how you run your home. These simple steps will have you well on your way to cutting costs, helping the planet and saving energy. You’ll realize you don’t even miss your old way of life. You can survive just fine, thank you very much.
The thought of a decomposing pile of waste sitting in or near the home might be a little off putting to some people, but it's not nearly as much of a hassle as it may seem at a glance. In fact, compost not only provides health and vitality to your garden and lawn, it plays a major part in cutting down greenhouse gas emissions, landfill overflow and even weed control.
You've probably seen scary statistics, like the World Wildlife Fund's study that claims we will need two earths to sustain ourselves by the year 2050, or that the earth's fish supply will run out by the year 2048, but that doesn't have to be the case. As buzzy and ubiquitous as the green movement has become nowadays, there's a reason it's everywhere. According to the EPA, the amount of landfills that exist in the U.S. has been steadily shrinking for the past 20 years or so. This may sound like a good thing, but in actuality we produce more garbage, so the land fills are bursting at the seams with greenhouse gas and sometimes toxic substances. Some landfills, like Cecil County Central Landfill in Elkton, Maryland even require relocation and remediation by third-party companies like Sevenson Environmental. The growing garbage problem is starting to get stinky. Luckily, there's a lot you can do at home to combat it (and look like an earth-saving hero to all your friends), starting with the simple act of composting.
Why It's Helpful
The EPA reports that approximately 17 percent of all methane gas emitted in the U.S. comes from landfills, which lump dangerous refuse with helpful organic material. By starting a compost bin or area for your family, you are lessening toxic contributions to already overcrowded landfills. The EPA estimates that if every household composted their yard trimmings and food scraps, it could reduce the municipal waste stream by up to 25 percent. Furthermore, The United States Composting Council's findings show that for every one ton of composted waste, .25 metric tons of greenhouse gases are prevented. A Sierra Club study concluded that a family of four could easily create 500 pounds of compost in a year.
A Quick How-To
Did you know that you can compost egg shells, cardboard pizza boxes, nail clippings, old wool or cotton clothing, bills and even condoms? And the list goes on. All you need is a bin, bucket, soil and motivation to make the world a better place for your children. The recipe for compost is simple: use approximately a 1/1 ratio for soil and scraps, alternating approximately four-inch layers. A properly tended compost bin doesn't smell or breed harmful bacteria, as long as you don't add any fats, meats, dairy or oils. Once you begin your foray into greener pastures, be sure to aerate the soil with holes or earthworms. This also quickens the decomposition process. It is also important to stir your compost intermittently so it doesn't become impacted. From there you can use it to make the most beautiful,nutrient-rich garden that your home could ever need— and the earth will thank you
With a population of over 7 billion, our world is currently home to more people than it’s ever seen before. This all-time high in population means more of the Earth’s resources are being exhausted now than ever before. It’s crucial that as human beings we do our best to create as little carbon footprint as possible and keep our planet clean! How green do you think your city is? What can you do individually and as a community to make a difference within your city?
1. Get Waste Management Under Control
One of the most important steps to take is to get waste management under control. Consider how much waste you discard of each day. Think back even farther, and consider how many goods you actually use in a day. See if you can come up with alternatives to using so much paper or plastic. What can you do to simply use less in general? Using less each day means there is less waste for you to discard of at the end of the day as well.
When you do find that you need to throw something away, consider sending it somewhere other than the landfill. Paper, plastic and glass can be recycled; and if you’re discarding of fruit or vegetables, you might look into creating a compost bin for your garden. The natural breakdown of organic matter creates a nutrient rich soil – a perfect fertilizer for fruits, vegetables or flowers.
2. Create Efficient Public Transportation
What can you do to use your vehicle less? Not only will you save in gas money by doing this, but you also eliminate a huge environmental footprint. If you’re in a city where you have access to a bus or train, consider these modes of transportation as options. If these are not easily accessible, you might consider carpooling to work or to school.
According to Denver, Colorado car accident lawyers at The Sawaya Law Firm, in 2013, over 2 million people were injured in traffic accidents in the United States. Fewer cars on the roads could mean fewer accidents.
Those fortunate enough to live in larger cities often have more access to public transportation, as well as the ability to walk to and from work and school. Even if the distance is a little too far to walk, you might consider biking to your destination.
How does your city fare as far as walking and cycling paths are concerned? How is the bus system within the city? If you notice a lack in public transportation, check in with different organizations or with City Hall to see what you can do.
3. Buy Locally Grown Goodies
Keep resources circulating through your community by buying locally grown foods. Utilize this opportunity to rally together as a community. Are there any community gardens in your area? You might gather with others who have an interest in locally grown goods, and start a city farm or something similar in your town or city.
Many things can be done around the home to make it more environmentally friendly. Mother Earth is good to us and it's only fair we give something back by looking after her better. Living in a more environmentally friendly way doesn't mean we have to start growing all our own food or slapping solar panels on the roof, (although these will really help!), even small improvements make a big difference when they're all added up.
One of the simplest, yet most effective ways of reducing energy use in the home, is by improving insulation. Cold drafts enter the home through gaps by windows and doors, and warm air escapes by the same route. Older houses are the biggest culprits in the war against cold drafts, but cheap and effective solutions exist that will soon have the place warming up nicely. Double glazing is an unbeatable way of slashing heat loss at windows, but sadly it isn't the budget option. For home insulation at a more modest price, take a trip to the DIY store for insulating tape to seal up all the gaps in window frames and above and below doorways – the difference will be felt almost immediately. The most attractive insulation fix is installing a new window treatment. Whether it's sleek custom shutters fitted to the interior of the frame or heavy drapes to block out the cold, both options will provide effective insulation.
The heat of the moment
Get into the habit of turning the heating thermostat down slightly in cold weather. A matter of one or two degrees is hardly perceptible to inhabitants, but it shaves a load off energy bills. Programmable thermostats take the guesswork out of it and make all the adjustments; so it is well worth the investment in terms of energy saved. If the heating comes from a furnace, ensure the filter is cleaned out monthly for optimum performance. Today, furnace technology has advanced enormously so if a replacement is planned, check out what's on offer as there could be savings of around 25 percent to fuel bills.
Are there a lot of old, creaking appliances in the home that should be retired? Electrical appliances generate about 18 percent of a home’s energy bill. If those appliances are ancient models functioning on less than 100 percent efficiency, then that is just a waste of money and energy. The Environmental Protection Agency recommends any appliances over 10 years old should be replaced with new models bearing Energy Star ratings.
Sweat the small stuff
Many small changes of behavior can make big differences in greening up the home. Try some of these for starters: Don't buy food contained in excessive packaging, use environmentally friendly cleaning products, switch to low energy light bulbs, share baths or even better take a shower, fit aerators on all faucets, reduce trash by composting organic matter, recycle as much packaging as possible – and that's just the beginning!
A truly modern household should be embracing all of the lessons we have learned about protecting the environment. The good news is, it is not just the environment that's protected; in the long run we'll all save money.
Spring is on its way, and for many people, that means that it’s lawn care season. For people who are serious about their lawns, selecting pesticides can be a difficult business. Pesticides are associated with many dangers of many varieties, and for consumers without formal training in toxicology, it can be tricky to decipher labels and figure out exactly which chemicals are as scary as their names sound.
Luckily, many experts on the subject are more than happy to discuss the safety risks (and benefits) of different pesticides, and the enterprising lawn care lover can find plenty of good information online regarding pesticide issues. Here’s some basic information about pesticides and what everyone should know about them.
Costs to the Environment
Pesticides can pose huge risks to the environment. Ever since the publication of Silent Spring, most members of the public have been aware that pesticide use can have negative consequences on our planet. Pesticides are designed to kill, after all, and chemicals that kill one organism aren’t likely to be good for other organisms with which they interact.
The problem with killing any species is that it will likely have unforeseen impacts. Ecosystems are more complex than most people realize, and killing off a creature have longer term consequences than chemical manufacturers are willing to admit. Species diversity is an essential element of most any ecosystem, and even small disruptions can lead to big problems.
Costs to Your Family’s Health
Pesticides can have nasty effects on the human body, too. Again, pesticides are designed to kill. You wouldn’t want to spread many of these substances across your morning toast, and you won’t want to breathe them into your lungs on a warm spring morning. Don’t neglect your family’s health, or the health of your neighbors; the long-term medical costs will not be worth the minutes you save caring for your grass.
Pesticide use poses risks to all members of your family, no matter the age. Prolonged pesticide exposure has been associated in studies with both Parkinson’s Disease in the elderly and with a myriad of developmental problems in the young. Whether you’re a still-developing nuclear family with small children, or a retired couple looking to live out your years in peace, you should be aware of the dangers to your health presented by pesticides.
Costs to Your Pet’s Health
Unfortunately, pets can’t read. Your family’s chocolate labrador won’t be able to avoid lawns saturated with harsh insect killer unless you physically prevent her from doing so. Pets are among the populations most vulnerable to pesticide hazards, and are liable to simply dig
straight into pesticide-rich soil, or even bottles of chemical themselves, and poison themselves. Do your research and avoid this sad hazard.
Costs to Your Lawn’s Health
Here’s the ultimate irony of pesticide use on lawns: they’re not even good for your lawns, the one thing they’ve been designed to do. Sure, pesticides may give you some control over the patterns in which your grass grows, but grasses have evolved over the millennia in ways that are necessarily designed to please 1950s American aesthetics. A growing number of young people have jettisoned the idea of the buzzcut lawn, preferring the untamed, shaggy style that nature intended.
By Tim Smith
Solar panels harness the sun’s electromagnetic rays, converting them into electricity you can use to power your home. If the environment is a concern to you, getting solar panels is probably an exciting possibility. The concept that you could provide power for yourself with a renewable resource is wonderful, and we all love the idea of saving money. Is the reality of solar power really as great as it sounds?
How much will You Have to Invest?
Solar panels will save you money, but they also require an initial investment. The cost will depend on the size of the system you choose and the demand in your local area. Systems can range from below $10,000 to over $35,000 for a very large home, but the prices are dropping all the time. It’s a good idea to spend some time tracking your energy usage to figure out how big of a system you will need to get.
If you want solar panels but can’t afford a large initial investment, you can purchase a smaller system and go from there. You may not produce enough electricity to cover your entire bill, but even a low-cost system can cut the price quite a bit, especially if you get a lot of sun and are conservative with your energy usage.
How much can You Expect to Save?
Statistics from 2011 showed that homeowners in sunny areas could save up to $35,000 over a 20-year period if they had a full system of solar panels installed. Since then, energy prices have gone up, making the savings even higher today.
Not only will you be saving a lot, but you’ll also be spared the burden of continually rising electricity costs in the future. The sun will always be free, and once you have the technology in place, you can take advantage of that indefinitely. As those who are getting their power from the grid are worrying and complaining about their energy bills, you will be able to sit back and relax.
What About Other Incentives?
If you are a taxpayer in the United States, and you purchase a system of solar panels for your home, a number of different rebates may be available. You will qualify for a 30 percent federal Investment Tax Credit (ITC). If you want to determine how much money you will save with the ITC, take the net cost of your solar installation and subtract what you saved from any rebates you earned. Calculate 30 percent of that amount, and that will be your credit. In 2009, the $2000 limit on this credit was removed, making it possible for homeowners to save even more.
There may also be state and local rebates available to you. The best way to ensure that you qualify is to have your system installed by a team of professionals with a strong knowledge the required codes and regulations. This could possibly save you up to 50 percent of your initial installation cost.
Will Solar Power Pay off in Other Ways?
There is even more good news. In 2011, a group of economists from California gathered statistics that show that solar panels add around $20,000 to the sales price of a home. Homes also sell twice as fast and appreciate at a quicker rate when equipped with a solar-panel system. As energy bills rise, it will become an even more valuable home feature.
On top of all of the money-saving benefits of solar power, there is always the peace of mind that comes from knowing you're doing something wonderful for the environment. Whether you plan to sell your home or keep it in the family for generations to come, solar panels are a great investment in a happy future.
Visit Modernize for more ideas, information, and tips about taking avantage of solar energy.
[Source: This Week Community Paper]
Goodwill Columbus and Ohio State University's Office of Student Life have partnered to give students a way to responsibly dispose of their unwanted materials as the fall semester ends.
The BuckeyeClothesOut encourages students to place clothing, household goods and electronics in one of 24 bins set up on or near campus.
"We always see that students have a lot of things to dispose of at the end of a semester," said Dave Isaacs, manager of communications and media relations at the Office of Student Life. "We're trying to reduce the amount of that material that winds up getting dumped at the landfill."
The President and Provost's Council on Sustainability has approved a goal to divert 90 percent of the university's materials from the landfill by 2030, he said.
For the BuckeyeClothesOut, students are encouraged to place their unwanted items in one of the marked, unmanned donation bins, Isaacs said.
"We've put the bins in many of our residence halls and in other prominent locations on or near campus," he said.
The university has informed students of the project through social media and posting signs around campus, Isaacs said.
"We expect as students complete their final exams and begin leaving campus that we'll start to see a lot of material being put in the bins," he said.
For Goodwill, the partnership will help provide additional items it can sell in its retail stores or recycle, said Tim Salvato, senior vice president of retail operations.
"A lot of the items students will donate will be in good enough condition that we can sell them in our stores," he said. "Electronics that are not salvageable or clothes that have a rip in them, we can still use to recycle."
In 2013, Goodwill's donated-goods retail business generated $9.2 million for its annual budget, Salvato said. Goodwill recycled 5.9 million pounds of donated goods not sold in stores, generating another $1.2 million.
"Put together, those funds represent about 25 percent of our overall budget," he said. "Our retail stores and recycling program help us fulfill our 75-year mission of transforming the lives of individuals with disabilities and other barriers."
Anyone can donate goods to Goodwill at any of its six retail stores and 14 donation centers located throughout central Ohio, Salvato said.
For more information about the donation program and Goodwill's retail stores, visit goodwillcolumbus.org.
For Immediate Release
November 24, 2014
For More Information:
John Ivanic, City Council, 645-6798
Hanna Greer-Brown, Franklin County Board of Commissioners, 525-5848
Councilmember Priscilla Tyson is partnering with the Franklin County Board of Commissioners and Local Matters, a non-profit transforming the Central Ohio food system through food education, to launch the Columbus – Franklin County Food Action Plan, a community effort to create a stronger, more sustainable local food system. Columbus City Council will consider legislation to provide city funding for the plan at its November 24th meeting.
“The Columbus – Franklin County Food Action Plan will help Central Ohioans lead healthier lives by improving their access to quality, affordable foods,” said Councilmember Tyson, chair of the Health and Human Services Committee. “The plan will also help reduce food waste and enhance coordination and communication among existing food resources and agencies in our community.”
The Columbus – Franklin County Food Action Plan will include data collection and the analysis of food supply and demand in Columbus and Franklin County. The plan will incorporate the input of local food experts and stakeholder groups to develop recommendations that will make it easier for Columbus residents to access nutritious foods.
County Commissioner John O’Grady will attend the November 24th Columbus City Council meeting to speak about the need for a comprehensive plan to increase the availability of nutritious food in Central Ohio. Councilmember Tyson will address the Franklin County Board of Commissioners at their November 25th meeting to discuss Council’s goals for the Columbus – Franklin County Food Action Plan.
“The Franklin County Commissioners have long been committed to supporting local food producers, and encouraging the local food movement,” said Commissioner O’Grady. “This partnership resolution to create a Columbus – Franklin County Food Action Plan is the logical next step to help find the gaps in our current food infrastructure, and fill them to strengthen the local food economy as well as improve access to healthy food. It’s a really exciting initiative.”
The Columbus – Franklin County Food Action Plan is a product of planning and community engagement initiated last year by Local Matters to understand the health and food access needs of Columbus neighborhoods. Local Matters’ experience and expertise will help guide the development of the plan, which is expected to be released in the summer of 2016.
“Local Matters has long been working to transform our community’s food system through public education and increased access to healthy, affordable, and sustainable food,” said Local Matters Executive Director Michelle Moskowitz Brown. “The proposed Columbus – Franklin County Food Action Plan represents a great step forward for the local food system in Columbus and Franklin County, and we’re thrilled the city and county have chosen to invest in such a critical initiative.”